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Finance is the art of managing funds in the most optimize manner. This is the dictionary meaning. However, in the context of the verb, it means providing funds to a person or a company. Finance became a synonym for money since it replaced barter system of exchange. Finance is the bone and blood of any activity such as economic, social and administrative. It is a continuous flow of finance that helps any economy, business or even a household running smoothly. Finance flows as savings to the bank, as taxes to the government, as loans to the company. It is further used in developing projects and executing activities and then it goes back to the public in the form of income. Finance can be categories in three parts i.e. personal finance, public finance and corporate finance. Finance also deals with acquisition, allocation, and utilization of the funds and resources. Finance management is required to use such resources in an efficient way. It makes sure that right amount of funds are available at the right time. Mode of fundraising comes under finance. Finance also deals with maximizing shareholder’s wealth. Also, it makes sure funds are invested in the right assets to have a high rate of return.
Finance is a notorious and challenging subject. The problems and concepts take long hours to get solve and understand. One needs to possess required skills and experience. Students are no expert that they will have a solution for each problem. If they do not find the solution of the problems one after the other, they might lose interest in the subject. Moreover, they do not plan their work and sometimes lack of time management also makes finance homework a challenging task. At times problems are repetitive and seem never ending. Students struggle with the analytical part and when it comes to drawing a conclusion.
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